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As a homeowner, you most likely have homeowner’s insurance on your home and if you don’t, you should strongly consider it. If you have a mortgage on your property, the lender will require you to carry homeowner’s insurance and even if you no longer have a mortgage, having homeowner’s insurance is almost always worth the expense as it can cover damages caused by many things including a total loss due to fire, a storm or another catastrophe. Insurance policies don’t cover everything so it is important to get to know your policy and know what is and what is not included.

One of the most important decisions a homeowner will make when selling their home is the listing price. It will determine how much interest buyers have in the property and how much negotiation room the seller has. To set the price, it’s important to understand two different but related terms: Market Value and Assessed Value.

As your kids grow up and move out, you may decide it’s time to downsize. You may want a smaller house to maintain or to get rid of the mortgage payment. This home will likely take you through retirement as long as you can live independently, so there’s a few things to consider before you make a purchase.

Many people like color, but they are afraid to use it in their homes. They are concerned about overpowering a room or making a place look tacky. While too much color can be hard to adjust to, adding color in small amounts can add a lot of personality to your home. Here are some tips to help you add color to your home.

The weather is warming up and the days are getting longer. Most years, Spring is the busiest season in the real estate market so if you have been thinking about selling your home this year, take a little time to get it ready for the market. Homes that are well maintained, clean and decluttered will receive more interest than properties that have been neglected. If you have been contemplating selling your home this year, these four tips will make sure you and your home are ready for the market.

If you have lived in your home for a while and no longer feel like it meets your needs, you have two choices. You may sell your home and buy a new one that has the options you are looking for or remodel your current home so that it meets your needs. How do you know what is best? Here are four things to think about.